Let's Ride!
ABA offers you a NEW loan program for purchasing NEW Motorcycles from Moto Dealers! Our Moto Loans are available exclusively for ABA current account holders.

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Conditions:
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| Product Name |
ABA Moto Lons |
| Curency: |
USD |
| Interest Rate: |
19% p.a. |
| Max Loan Amount: |
Up to 70% of the value of brand new motorcycle |
| Loan Term: | Up to 12 months |
| Collateral: | Purchased Brand New Motorcycle or Corporate Third Party Guarantee |
| Loan Repayment: |
Monthly equal installment of principal and interest. |
| Insurance: | Annual Motor Insurance required |
Benefits of ABA Moto Loans:
Attractive interest rate;
Easy registration and quick approval;
No penalty for early repayment;
No processing fee
Eligibility requirements
Current account with ABA Bank;
Age 20-50 year old;
Permanent resident (or, Guaranteed by permanent resident) of the city or province where ABA Bank has the branch;
Steady employment or self-employment (work experience on the current work place – minimum 6 months, total work experience – minimum 12 months);
Regular and adequate income – The ratio of EMI to disposable income should be maximum 70%;
Must have a valid driving license.
Required documents:
Application Form
Original Copy of National ID of applicant (and Guarantor). (The Bank will keep Original copy of applicant's ID until the Loan is settled)
Original Copy of Family Book of applicant (and Guarantor);
Original Copy of Motorcycle Driving License or car Driving License;
Copy of Employment contract and Original reference from the employer, stamped and signed by the authorized person;
Salary certificate for the last 6 months stamped and signed by the authorized person;
One of the below mentioned documents certifying permanent residence:
Copy of Land/Property Title Deed of current residence owned by applicant or by Guarantor if the loan is guaranteed by third party;
Original copy of letter from Sang Kat certifying the current residence.
Bank Statement (for the last 6 months), if any.
Additional required documents for individual entrepreneur:
Patents, or Permits;
Sale and purchase actual data (for the last 6 – 12 month);
Income and costs actual data (for the last 6 – 12 month);
The list of fixed assets, working capital, inventories, and other assets related to the business, together with documents confirming the ownership or lease / rent agreements;
Other documents providing the information about the income and cash flow (internal reports, work-books, lease / rent agreements, invoices);
How to apply?
Visit one of our branches and meet our Client Managers who will guide you through the application procedure, or give us a call at 023 225 333 for further information.

