ABA offers you a NEW program for purchasing a House! Our Housings Loans are available exclusively for ABA current account holders.

Benefits of ABA Housing Loans:

  Attractive interest rate;
  Easy registration and quick approval;

Eligibility requirements

Current account with ABA Bank.

Age 25-45 year old;

Steady employment or self-employment (work experience on the current work place – minimum 6 months, total work experience – minimum 12 months);

Regular and adequate income – The ratio of EMI to disposable income should be maximum 70%. 

Permanent resident of the city or province where ABA Bank has the branch

Required documents:

  Application Form

  Original Copy of National ID of applicant (and Guarantor).
  Original Copy of Family Book and/or Residence book of applicant;
  Copy of Employment contract and Original reference from the employer, stamped and signed by the authorized person;
  Salary certificate for the last 6 months stamped and signed by the authorized person;
  Bank Statement (for the last 6 months), if any;

  Property Valuation Report by Company approved by the bank.
  Property Hard Title Deed.

 

Additional required documents for individual entrepreneur:

  Memorandum and Article of Association of Company (if applicable);

  Letter of registration from Ministry of Commerce (if applicable)
  License (if applicable)
  Patents, or Permits;

  Sale and purchase actual data (for the last 6 – 12 month);
  Income and costs actual data (for the last 6 – 12 month);
  The list of fixed assets, working capital, inventories, and other assets related to the business, together with documents confirming the ownership or lease / rent agreements;
  Other documents providing the information about the income and cash flow (internal reports, work-books, lease / rent agreements, invoices);